Senior Compliance Manager (m/f/x)

Permanent Employee
Dock Financial S.A.

In short

We are looking for an exceptional Senior Compliance Manager, whose role it will be to ensure Dock Financials compliance with internal statutes and codes, as well as local/EU laws and regulations - with AML/KYC duties, as well as GDPR-applicable obligations.

Sounds interesting? Keep on reading!

Let’s face it, with all the technical and regulatory complexities and legacy technology global banking simply is broken.

Aiming to build the most comprehensive and flexible Banking-as-a-Service platform out there, we are on a mission to fix this and remove the barriers – and provide our partners with a seamless experience when prototyping and building financial products and services in just a few weeks, or even days, instead of months to years. Launching a banking product, embedding and scaling financial use-cases will never have been easier and faster, and that’s what we are fully committed to.

So, what’s that… are we a startup and starting from scratch? Yes. And no. We are a well funded licensed e-money institution and principal member of Mastercard with offices in Luxembourg and Munich with a staff of ca. 100, and rapidly growing. We have been running a successful consumer card product for the last 6 years and built a significant B2B portfolio around corporate spend management, payouts and emergency payments.

Following our new mission we have brought together some of the brightest minds in fintech and now are building a new modular ecosystem upon the running business and experience we have. Quite a luxurious situation for a startup we’d say – and one that absolutely excites us!

Capturing the momentum, we also strive to become even more customer-centric, an environmentally friendly company and a must go-to-employer. Our international team is growing rapidly, all united in a dynamic culture with a common purpose: to deliver maximum value and the best experience to our customers.

Your job? You will…

  • as a main focus provide expertise and advice to DOCK Financial Product and Sales Team to design and implement products in which compliance is achieved;
  • provide support to the relevant departments to define, implement and improve procedures, processes and best practices of the function, based on the available policies and other documents;
  • identify and keep up to date the set of local and EU laws and regulations applicable to Dock Financial S.A.;
  • support the team to maintain a regular program of compliance controls, in line with the company’s business volumes and complexity, in order to assess the company’s overall compliance risk;
  • support to write the reports as required by CSSF (as well as other required compliance-related ad-hoc reports);
  • support to take care of AML/CFT obligations (regular assessment of the ML/FT risk of the company’s business, customer initial and ongoing due diligence, transaction monitoring and suspicious transaction reporting (SARs/STRs), cooperation with authorities, record-keeping, internal awareness-raising and training);
  • support the Head of Compliance in preparation of periodic reports for both the Authorized Management and the Board of Directors.

What skills and traits you need?

  • Knowledge and understanding of AML-CTF and compliance related laws/regulations (Luxembourg, EU & international)
  • At least 3+ years experience in this field as an AML / Compliance or Internal/external Auditor with specialization in AML/CTF, or AML/CTF Specialist/advisor
  • Fluent in spoken and written English and German
  • Knowledge of the payments and/or pre-paid cards industry is an advantage  
  • Strong organizational skills and attention to detail       
  • Proactive and resilient with the ability to interact at all levels of the organisation
  • Flexible, pragmatic and solution-oriented with a can-do attitude
  • Team player and a self-starter
  • Comfortable in dealing with stakeholders across all levels in the organisation
  • Extensive knowledge of the three lines of defence and implementation in regulated entities

  • Positive attitude to work in different areas as the workload requests
  • Work effectively and autonomous in a young, international team and dynamic environment
  • Ability to establish and maintain harmonious working relationships with customers, colleagues, and external contacts
  • Willing to learn and develop a professional career in a growing company. Internal training will be provided

What can you expect from us?

  • A workplace with real impact and growth possibilities where we will set big goals together – and exceed them;
  • A competitive compensation and benefits package in a compelling and rewarding work environment with 30 days of paid vacation;
  • Talented, committed and supportive teams of diverse experts.